Contact information for clients is stored in a spreadsheet accessible only to Crystal Smith, stored on a computer with a firewall and password-protected and also accessible to Crystal via an iPhone that is fingerprint-protected and always set to lock after one minute. As all payments are done by electronic funds transfer through Canadian banks, Crystal does not collect or store financial information. She collects only client names, email addresses, phone numbers, and physical addresses. With communication being conducted by email, it is necessary to clarify that no data transmission over the internet can be guaranteed to be 100% secure. Accordingly, while Crystal does all she can to protect personal information, she cannot ensure or warrant the security of any information transmitted or received electronically.